Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Two tax-saving funds that you might consider investing in. Here are their salient features.
If you are investing your money only in public provident funds then should you start putting your money in mutual funds' systematic investment plans?
While it is suggested that withdrawals and loans against long-term instruments are not the wisest steps, if you really need to do so, here are a few options. . .
ELSS have a long and proven track record, which is missing in ULIPs
At gross level, MFs mobilised Rs 43.67 lakh crore (Rs 43.67 trillion) in August.
Mutual fund investment is meant for long-term investors and one can easily make 15 per cent returns per annum over a 20-25 year time period.
Here we discuss two tools that if used optimally can save you heavy taxes. Both when used simultaneously create such synergy in tax savings that it is really mind-boggling. Read on. . .
Home loan interest rates are likely to increase in the next six months. Should this be a cause enough for you to prepay your home loan?
Pru Dynamic, Reliance Diversified Power Sector Fund, Pru Services Sector Fund/ Infrastructure Fund, Templeton Prima or Reliance Growth Fund can give you high returns in the next 3-5 years feels mutual fund expert T Srikanth Bhagavat.
rediffGURU Ulhas Joshi recommends five factors you need to look at to evaluate the performance of two schemes.
Investors must, however, be prepared for volatility in ELSS, cautions Sanjay Kumar Singh.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Errors in filing income-tax returns frequently lead to scrutiny notices, additional liabilities, or delayed refunds.
Follow this 15 x 15 x 15 rule to become a crorepati without taking big risks. Ramalingam Kalirajan explains how
The tax filing season is here, and mutual funds have launched tax-saving products.
Encouraging domestic financial savings through focused measures would help mobilise long term resources for funding infrastructure and economic development.
Avoid investing in a new ELSS scheme each year. Stick to one well-chosen scheme to avoid clutter in your portfolio.
Fund managers of large-cap and equity-linked saving schemes (ELSS) have demonstrated a marked improvement in their performance over the past year, according to the latest SPIVA (S&P Indices Versus Active) report released by S&P Dow Jones Indices. In the one-year period ending June 2023, 17 per cent of active large-cap schemes outperformed the S&P BSE 100, compared to just 9 per cent at the end of June 2022. In the case of ELSS, there was a sharp improvement in performance, with 66 per cent of active schemes delivering better returns than the benchmark S&P BSE 200.
Buying and selling of exchange trade fund (ETF) units worth less than Rs 25 crore will now have to take place compulsorily on the stock exchange platform, according to a new rule which comes into effect on Tuesday. The fresh norm, which comes into being after two deferments, is aimed at boosting liquidity and reducing tracking error. At present, investors directly deal with the asset management companies (AMCs) for purchase and redemption of ETFs - passive schemes that track a particular benchmark such as the Nifty50 index.
Investments and expenses under section 80 C allows various tax benefits, says Harjot Singh Narula
An excerpt from 'Money Smart: The Indian Woman's Guide To Managing Wealth' by Reenita Malhotra Hora and Divya Vij that reveals various options to help you save tax as well as invest for creating long-term wealth.
New retirement schemes from MFs offer Section 80C benefit but locks in your money for five years
Ramalingam Kalirajan explains the pros and cons of both investment types.
Tax planning will help you pay less income tax. Something everyone wants. But smart tax planning will help you boost your portfolio.
If you are overweight on fixed-income instruments, go for ELSS, and vice versa.
A tax plan is not only to save taxes, it should also assist you in achieving your other financial goals such as buying a home, a car, children's education, retirement to name a few. Here are some top ways in which you could plan for your tax savings
Few options that can help you plan taxes wisely.
The answer depends on your financial goals and risk appetite, says Certified Financial Planner Ramalingam Kalirajan, and explains why.
rediffGURU Ulhas Joshi answers your mutual fund queries.
Equity-linked savings scheme, PPF and Sukanya Samriddhi Yojana are recommended instruments.
Over 700,000 new investor accounts have been opened so far in FY15.
Investing is not just about setting aside money -- it's about making it work for you, says Ramalingam Kalirajan.
Do you have financial planning queries? Ask rediffGURU Kirtan A Shah.
If you fail to make the lump sum deposit before April 5, do so at least before the 5th of the next month (May). That way you will only lose out on the interest for April.
Tax planning should not be left for March. If you do so, you could face a severe cash crunch in that month, warns Sanjay Kumar Singh.
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